Journey to Debt Free

6 years ago I made one of the most difficult be necessary decisions I have ever made. I gave my notice at a job I had been at since I was 18, my first real job after high school. I was a full time hairstylist as well as the HR/Salon Manager. Before kids it was the biggest part of my life, I was fully committed and I was really good at it.

What I didn't realize is was how draining my career was while trying to start a family and a new part of my life. I was stressed, tired, overworked and not truly happy with where I was. I was eating bad, not sleeping and not taking care of my health or my relationships. I made great money, yet it was never enough. I would spend weekends shopping, buying things outside of my financial means which led to loads of debt.

When I left my job, I knew I would be starting a new salon from scratch and leaving most of my clients behind due to non compete contracts. My first week of work I had 2 clients, my mom and my sister 😬 I couldn't afford my bills and couldn't contribute to our house bills, which lead to more debt issues and more stress.

The funny thing is, that was the best summer of my life. We pulled Conor out of daycare and I got to spend so much time with him before he went off to Kindergarten and with Kennedy who was just 1 at the time. Life was good. We were surprised with the news of a 3rd baby on the way, who is know the clown of the family and keeps us all laughing. I was also surprised with a court summons due to my bad debts.


Life came to a screeching halt. I won't get into the crazy stress I felt, but it was a turning point in my life. I needed to deal with the hand I created. I signed up to sell wine to start making a little extra money while home with kids and when I wasn't at the salon. I made headbands and hair bows for my girls and would attend craft fairs to sell the extras I had made and was lucky if I would make $100 in a weekend. I joined couponing groups and learned the trick to paying $20 for $200 worth of groceries.


Over the years I have started multiple businesses. Some I still have today, and some didn't last more than a year. Many people look at this as a business that failed, or it was a dumb idea. Maybe they think I'm crazy and stretched too thin. I don't look at this as failure, but as growth and a vehicle to get me to where I am today.


I can proudly say that I have paid off EVERY debt in my name. (Next on the list is Ryans truck and then our mortgage) I have worked my ass off to be where I am. Today, I am celebrating the decision I made 6 years ago. If I hadn't quit that job I would probably still be in over my head in debt thinking I could afford it as long as I was making payments.


I don't share this to brag or get recognition. I share this because its real life. It happens, to the best of us. If being real and open helps one person realize they aren't alone, then it's worth sharing. With a little grace and determination we can all get out of these situations so we can truly enjoy the beauty of this life.

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